About Me:

For over two decades, Ray Palmer has been committed to helping individuals and businesses in the Greater St. Louis area plan for and achieve their financial goals.

Mr. Palmer has been awarded a Bachelor of Arts from Temple University, a Master of Education from Widener University, and a Master of Business Administration from Webster University. He has also earned the Chartered Retirement Planning Counselor designation from the College of Financial Planning.

He has served in the PA and MO Army National Guards, most recently as an officer in the 3175th Military Police Company for Taskforce Guardian. He is extremely proud of his military service to our country and applies the honor, integrity, and selfless sacrifice to his financial practice that he learned many years ago in his Officer Basic Course where he was awarded a place on the Commandant's List.

Away from the office

Mr. Palmer currently resides in St Albans, MO with his wife of over 25 years, Kathleen. His oldest son, Ryan, is a graduate of the Military College of South Carolina also known as The Citadel and his youngest son, Adam, is a graduate of the United States Military Academy at West Point, NY.  Currently, both of his sons are proudly serving their country as officers in the United States Army.

CA Insurance License Number: 0D24280. Resident State MO.

About Me:

Charles G. (Chuck) Grbcich is dedicated to providing exceptional service to his clients.  Since entering the brokerage business in 2003, he has focused on helping rollover-retirees, corporate executives, and families committed to achieving their financial goals.  Understanding the needs of individuals and their families and providing strategies is something that Mr. Grbcich and his group has come to be known for.  Mr. Grbcich also works with corporations assisting with pensions and other financial needs.

In 2003, Chuck joined A.G. Edwards & Sons with a clear vision of providing a client service commitment that would be second to none, coupled with a practice which is solutions, rather than product based.  Mr. Grbcich now serves as Managing Director -Investments for Wells Fargo Advisors and works with a small and exclusive group of clients. 

Chuck was named to the Wells Fargo Advisors Platinum Council from 2020-2023.  The Platinum Council distinction is held by a select group of Financial Advisors within Wells Fargo Advisors as measured by completion of educational components, business production from the previous year, and professionalism. Additional consideration may have included best practices and team structure.

Away from the office

Chuck currently resides in Dardenne Prairie with his wife of 32 years, Amy, and his two internationally adopted children.  Both are graduates of Westminster Christian Academy and his daughter is currently enrolled at Maryville University.
Chuck and Amy are supporters of the Romania Reborn, Unbound, Immaculate Heart of Mary Parish, Our Lady’s Inn, and Morningstar Church.  Chuck is also currently a board member for IMPACT STL Arts Academy and Good Shepherd Family & Childrens Services.  Chuck has also been involved with the Washington University Olin School of Business Alumni Association, the Washington University Skandalaris Center for Entrepreneurial Studies, the downtown St. Louis Rotary Club, and the Missouri S&T Alumni Association.  In his spare time, Chuck enjoys spending time cycling, hiking, playing golf, playing ice hockey, playing guitar, and listening to music.  Chuck is also a “car guy” who enjoys a good weekend cruise and attending local car shows and automotive events.

CA Insurance License Number: 0E92635. Resident State MO. 

About Me:

Jeff’s responsibilities on the team center on asset gathering, strategic client investment planning, portfolio construction and maintenance. Jeff is very active in professional and civic organizations. Jeff began his career as a Financial Advisor with Prudential Financial in 2005. He joined A.G. Edwards, a predecessor firm of Wells Fargo Advisors, in 2007 to take a team approach in providing personalized financial advice for individuals and families.

In 2022, he earned the CERTIFIED FINANCIAL PLANNER® certification. The CFP® certification identifies those individuals who have met the rigorous experience and ethical requirements of the CFP Board and have successfully completed coursework on financial topics in the following areas: general principles of financial strategies, insurance planning and risk management, employee benefits planning, and retirement and estate planning strategies. CFP® certificants also agree to meet ongoing continuing education requirements.

Away from the office

A St. Louis native, Jeff and his wife, Renee, reside in Ballwin and are devoted Cardinals, Blues, and City SC fans. He has two young sons, Brady and Bennett. Spending time with their busy family is the top priority for Jeff and Renee. Their children are actively involved in SLUH hockey, SLUH Lacrosse, Kirkwood youth hockey, CYC Soccer, YMCA Basketball and Ballwin Athletic Baseball. Jeff stays active by working out and coaching his sons’ sports teams.

California Insurance License 4110957. Resident State MO.

About Me:

Chuck Hessler is a Managing Director-Investments with Wells Fargo Advisors. An industry veteran with an extensive background, he has been serving clients in the St. Louis area for over 35 years. Chuck takes great pride in the success of his clients and takes time to establish relationships in order to meet their needs. He prioritizes open communication to develop a personalized plan centered around a client’s goals, objectives and tolerance for risk. His track record and service-based approach are key reasons why clients continue to trust him with their retirement planning, trust planning, educational planning, asset management, and comprehensive wealth management needs.  Chuck is also astute in providing clients with lending options for both personal and business clients.

Chuck is proud to be part of a St. Louis-based firm that emphasizes doing right by the client and giving back to the community that has afforded it the opportunity to succeed. He is well-supported by the resources, reputation, and service capabilities provided by Wells Fargo Advisors. With access to research analysts, economic & market experts, and specialists in virtually every wealth management discipline, Chuck is prepared to help his clients make informed decisions and turn their goals into accomplishments.

Away from the office

Chuck received his Bachelor’s Degree in Finance from Missouri State University. His passion for people and dedication to service extend beyond just his clients, as he has been actively involved with both Missouri KIDS and Ranken Jordan Pediatric Hospital. Chuck has served as a Member of The Board of Directors for both organizations and is currently a Board Member for Missouri KIDS, an organization that helps student athletes who have suffered permanent disabling injuries. A lifelong resident of St. Louis, he lives in Chesterfield with his wife, Sheryl. Together they have six children, 2 son-n-laws and one grandchild and looking forward to many more. He enjoys jogging, cycling, playing golf, traveling, and spending time on his boat at the Lake of the Ozarks.

CA Insurance License Number: 4361716. Resident State MO.

About Me:

Being a financial advisor is not what I do, it’s who I am. This is more than a job; it is a calling. I succeed only when helping my clients achieve their goals, whether that is educating a child, building a roadmap for retirement, transitioning through later life stages, or leaving a legacy for their children and community. My clients are like family to me. After 30 years, I am now working with the next generation of many original clients’ families which I believe to be a testament to the ongoing strength of our relationships and the trust my clients place in me as an advisor.

It is a privilege to help my clients make their money work for them long-term, so they can live their best life and do the things that are most important to them. My clients include individuals and families at or near retirement, as well as nonprofits and small businesses. I tell my clients it’s my responsibility to help them plan to retire and stay retired. I take pride in serving clients with an open mind and a deep commitment to making a difference in their lives and futures. The greatest reward is helping my clients achieve financial confidence and success, and I focus on giving them the confidence to stay the course through tough times so they can enjoy and celebrate the good times.

Away from the office

Born in St. Louis, I live one mile away from my parents with my husband Greg and 2 daughters. Greg and I met at work and have worked side by side since 1994. As a family we love supporting our girls in soccer, traveling, and family game nights. I’m active in my church where I frequently volunteer with kids’ ministry and spent many years with the Ferguson Rotary Club. On my own I enjoy hiking, personal fitness, live music and restaurants.

CA Insurance License Number: 4393156. Resident State MO.

CA Insurance License Number: 4438598. Resident State MO. 

CA Insurance License Number: 4397659. Resident State MO.

CA  Insurance License Number: 4438624. Resident State MO. 

CA Insurance License Number: 0K88239. Resident State MO.